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Commercial Paper

Short term investment

1st Franklin Financial offers Commercial Paper to certain qualified individuals. Commercial Paper requires a minimum investment of $50,000 and is offered and sold with maturities of 30 to 260 days. Commercial Paper is an unsecured obligation and we encourage interested parties to request more information by contacting the 1st Franklin Financial Investment Center.

Commercial Paper

Our Commercial Paper offerings are available at a minimum investment of $50,000.

Current rates for the week of May 17, 2018 through May 23, 2018

TermInterest Rate (Simple)
30-59 days1.50
60-89 days1.50
90-179 days2.00
180-260 days3.00

This is not an offer to sell or the solicitation of an offer to purchase these securities. Any offer or sales of Senior Demand Notes and Variable Rate Subordinated Debentures will be made only by a Prospectus. We are not a bank. Investments offered by 1st Franklin Financial Corporation are not bank deposits or obligations and are not insured by the FDIC, SIPC or any other federal or state agency. Investors must rely solely on the Company’s ability to pay principal and interest on its investment securities.

1st Franklin Financial Investment Center

P: (706) 886-7571 or (800)-282-0709
Hours of Operation:
Monday-Friday: 8:30am-5:00pm
Saturday: 8:30am-12:00pm (Drive-thru Only)

Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.