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Unexpected Expenses

We get it – life happens. You can’t always be prepared for the unexpected, but when these moments happen, let us help.

Stethoscope to indicate a visit to a doctor's office. Blue in color.

Medical and Dental Expenses

Even with insurance, out-of-pocket expenses can be a burden – not to mention bigger medical and dental emergencies. Let us help you get well and get back to doing life.

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A picture of a car, blue in color with the hood up indicating that the car has broken down.

Auto Repairs

From the smallest of fixes to the largest of problems, we have loans for all types of car repairs. When that check engine light is flashing, let us help you get you back on the road of life.

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An employment identification card, blue in color to indicate expenses related to a job.

Job Related Expenses

You’ve just landed a great position – but you need the supplies, clothing and equipment to get the job done right. Learn how we’ve been helping our friends and neighbors excel in their new opportunities.

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Old fashioned balance scale, blue in color to indicate a need for legal services.

Legal Services

Attorney fees can be intimidating. Don’t let legal expenses keep you from protecting those who matter most. We have the funds required to get you the results you need.

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A paw print for a dog or cat within a circle, blue in color, used to indicate veterinary expenses.

Veterinary Expenses

Our furry companions are very much a part of our families and our lives. When your pet needs medical care, let us help bring them home – healthy and happy.

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A bouquet of flowers, blue in color indicating funeral arrangements.

Funeral Expenses

When you lose a loved one, final expenses can be overwhelming. When you are grieving, your friends at 1st Franklin Financial are here to support you every step of the way.

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Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.