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COVID-19 Update: Find out more on how 1st Franklin Financial is supporting Customers and Investors.

Home Improvement

Ah yes, the joys of home ownership. You’ve carved out your little slice of heaven, and most likely invested a good portion of your income to fund this place called home. When the moment calls for a home improvement, we’re here to help.

This is a picture of a house, blue in color, focusing on the roof to indicate this represents home improvement.

New Roof

When the shingles on your roof give way to leaky rooms and buckets collecting water, we have the perfect loan product to patch things up.

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This is a picture of a couch, blue in color, used to indicate purchasing new furniture.

New Furniture

From couches, to love seats and beds or a new mattress, we’ve helped generations of families build their homes into wonderful gathering places.

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This is a picture of a power drill, blue in color, indicating renovations.


Whether your home needs a bathroom update, a kitchen refresh or new hardwood floors, we have the funds you need to make the renovations that fit your budget.

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*Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. GA loans starting at $1,250 and MS loans starting at $600.