Skip to top menu Skip to main menu Skip to main menu Skip to main content

Debt Consolidation

Feeling lost in a stack of bills that arrive each month? Our debt consolidation support makes it easier to pay down your debt with a fixed interest rate and one monthly payment that fits your budget.

This is a picture of a single envelope, blue in color to indicate one single bill.

One monthly payment

Get one easy monthly payment that fits your budget.

This is a picture of a downward pointing line graph to indicate reduced debt.

Reduce Debt

Reduce debt by paying down principal and not just interest.

This is a picture of a smiley face blue in color.

Peace of Mind

Get relief and peace of mind from a reduced number of payments that are easy to manage.

Apply now and take the first steps toward a single monthly payment with a personal loan from 1st Franklin Financial.

Apply Now
Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.