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Meet the Friendly Franklin Folks!

We’re new to Kentucky, but not new to making loans. Call or visit us in our new Elizabethtown branch!

Call Now (270) 737-5858Get Directions

We Make Loans for Living

We put people first and will be there when you need us. Every chapter of life can include unexpected expenses. When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters – living your life.


  • Quick Approvals
  • Fixed Rates
  • Over 80 years of service
  • Fixed Payments
  • Loans up to $15,000*
  • Friendly Franklin Folks

Our process is quick and easy

Step 1

Apply for a loan

You can start your application online, over the phone or at your local 1st Franklin Financial branch. If you apply online, we will contact you within 2 business days. Online applications submitted during non-business hours will be reviewed the next business day.
Apply Now

Step 2

Visit a branch

After your initial approval, you’ll meet with a 1st Franklin Financial representative to discuss rates and terms, and complete your application. You’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.  See Checklist

Step 3

Receive Funds

After you review and accept your loan terms, you’ll sign your loan documents and get your money. You could have the money you need as soon as the next day. In some cases, in only a few hours!**

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