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1st Franklin Financial finances all types of items including jewelry, furniture, appliances, lawn equipment, storage buildings, wheels and tires, computers, electronics and more!  Certain exclusions apply, so call the location nearest you for complete details.

January 20th, 2018

Posted In: FAQS, Retail Sales Financing

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With the Decision Power and DEALS programs, you can submit credit applications over the weekend or after office hours, improving your customer service. Decision Power is available 17 hours a day, from 7:00 am to 12:00 am (EST & CST) and DEALS is available 24 hours a day seven days a week.

January 20th, 2018

Posted In: FAQS, Retail Sales Financing

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Customers will make their payments directly to 1st Franklin Financial relieving you of any work. Customers can easily make payments online, at our location or through the mail. The choice is theirs.

January 20th, 2018

Posted In: FAQS, Retail Sales Financing

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Automated approvals are available, and applications that are not instantly approved are referred to the local branch where it is reviewed with you to provide the best possible financial solution.

January 20th, 2018

Posted In: FAQS, Retail Sales Financing

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The interest rate and the APR on your loan will depend on the type of loan you get, the amount and the repayment terms. Contact your local branch office and our staff will be happy to discuss interest rates and loan options available to you.

January 20th, 2018

Posted In: FAQS, Personal Loans

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Every loan from 1st Franklin Financial has fixed rates, which means your rate will not change for the entire term of your loan.

January 20th, 2018

Posted In: FAQS, Personal Loans

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An Installment Loan is a loan that is paid back over time with a set number of affordable scheduled payments. Installment loans also have a fixed rate. The term of the loan could be as little as a few months or much longer. At 1st Franklin, there’s no penalty for early payoff.

January 20th, 2018

Posted In: FAQS, Personal Loans

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1st Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

January 20th, 2018

Posted In: FAQS, Personal Loans

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It’s easy. Simply complete this removal request form. Include the name and address exactly as it appears on the mailing you received. Please allow 8 weeks for your name to be removed.

January 20th, 2018

Posted In: FAQS, General

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No. Due to strict privacy regulations, we are unable to communicate your personal loan information via email. This is done to protect your sensitive personal information. Please call or stop by your local office to discuss your loan.

January 20th, 2018

Posted In: FAQS, General

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