1st Franklin Financial Title Sponsor for T-Shirts for Turkeys

Ron Byerly, Area Vice President for 1st Franklin, and his team collect turkeys and donations.

For the fifth year in a row, 1st Franklin Financial was the Title Sponsor for The Joy FM’s (FM 91.5) T-Shirts for Turkeys, a promotion which helps to fill up food pantries that provide a holiday meal for hungry families. This year the radio station kicked off its annual T-Shirts for Turkeys promotion on November 14th, and with the help of 1st Franklin, generous listeners, and other sponsors, thousands of people sat down to a holiday meal.

During the annual T-shirts for Turkeys promotion the radio station collected over 5,000 turkeys in the form of frozen turkeys or “paper turkeys” (cash or checks). During a 4-day period, November 14th through 17th. There were 12 live, on-air “Turkey Stops” at area Chick-fil-As, which included the presence of 1st Franklin employees.

Jerry Brannon, spokesperson for the event, said: “For five consecutive years, T-Shirts for Turkeys has been made possible by the generous partners at First Franklin Financial. Without their financial support we could not bring this opportunity to our listeners. Their support at each of our events means a lot as they come out every year to support The JOY FM, and the local Food Banks.”

This year’s holiday drive was timed one week prior to Thanksgiving provided a holiday meal for the homeless, hungry and those who are less fortunate. The promotion served 10 different local organizations in 11 different counties, who feed the hungry during the upcoming holiday season.

The JOY FM is a network of non-commercial, listener-supported contemporary Christian music stations serving Metro Atlanta, Middle Georgia, & East Alabama since 2011. It is owned by Radio Training Network, and is recognized by the IRS as a 501(c) (3) not-for-profit organization.

Since 1941 home offices for 1st Franklin Financial Corporation have remained in Toccoa, Georgia. The company’s original goal is still in operation—to serve the financial needs of friends and neighbors with respect and personal service. Today, 1st Franklin has 308 loan offices in six states, and it continues to provide investment options and personal loans along with retail sales financing.


Lynn Lewis, Regional Operations Director for 1st Franklin, and her team take time to pose with the Chick-fil-A mascot.

More Friendly 1st Franklin Folks collect turkeys and donations.

Ginger Herring elected chair of AFSA

Ginger Herring, President and CEO of 1st Franklin Financial Corporation, was recently elected Chair of the American Financial Services Association (AFSA) at the association’s 101st Annual Meeting last week in Washington, D.C.

During her one-year term, Herring will preside over the AFSA Board and Executive Committee meetings, serve as an ex-officio member of all AFSA committees, and represent AFSA at industry and association-sponsored conferences and meetings.

She has served as President of 1st Franklin Financial Corporation since 2001 and became CEO in January 2015. She is also the owner of The Learning Tree Academy, a pre-school and after school child care center located in Toccoa, Georgia.

Herring has served on AFSA’s Independents Section Advisory Board, serving as chair in 2012, on the board of the AFSA Education Foundation (AFSAEF), serving as chair in 2016 and 2017, and on AFSA’s Professional Development Committee.

Additionally, Herring is a member of the Young Presidents Organization (YPO GOLD) and is active with several networks through that membership. She has served on various community boards including Northeast Georgia CASA, Leadership Toccoa-Stephens County, Camp Fire USA of Georgia and is currently serving on the board for the Boys & Girls Club of Toccoa/Stephens County.

Herring holds a Bachelor of Science degree from the University of Georgia and is an active member of First United Methodist church of Toccoa, Ga.

1st Franklin Financial Expands its Service in AL and TN

Ginger Herring

1st Franklin Financial President and CEO Ginger Herring recently announced an exciting expansion of 12 new branch offices in Tennessee and Alabama. “We are very excited to be expanding our services in the southwest part of Alabama, and continue our growth further in middle Tennessee,” said Herring. “These are two areas where we have wanted to have a presence, and we are glad the opportunity became available for us to take this step so quickly.”

1st Franklin Financial is known for its customer care within the financial services industry. Mike Whitaker who serves as Vice President of Alabama said, “We get to know our customers so well that in many cases we know the names of their children. Actually many of those who come through our doors are second and third generation customers.”

Herring underscores this fact and comments, “Even before the team from 1st Franklin goes into a new city or town, plans are being drawn up about how the company can become a part of the community and support those who live, grow, and play there each day.
“We always look forward to becoming a part of these new communities and working together to build strong relationships with both the people and the community at large. There is no place like being in a hometown community and we understand this and want to support area growth at every level.”

Since 19411st Franklin Financial Corporation has had one goal — to serve the financial needs of friends, families, and neighbors. With over 300 loan offices in six states, the company continues to provide personal loans to their customers. 1st Franklin Financial provides personal loans that have a fixed interest rate throughout the life of the loan.

1st Franklin Financial offer loans for auto repairs, home improvements, or debt consolidation. Herring says, “We offer Retail Sales Financing to help our local small businesses grow. Whatever the need, we can answer our customer’s loan questions and help them find the right solution.”

(All loans subject to our liberal credit policy and limitations, if any. 1st Franklin Financial Corporation, NMLSR #141654. Georgia Residential Mortgage Licensee #5656. Licensed by the Mississippi Department of Banking and Consumer Finance.)


Donation Made to House of Ruth Southeast Alabama

House of Ruth Southeast Alabama1st Franklin Financial Corporation recently made a donation of $25,000 to House of Ruth Southeast Alabama in Dothan, AL. 1st Franklin Financial supports community organizations in and around their branch locations.

How This Donation Helps

House of Ruth Southeast Alabama is a grass roots, non-profit dedicated to providing safe, temporary shelters for battered women and their children in southeast AL. As awareness of the availability of the servicescontinues to grow it is welcomed by service providers, as well as by the victims of domestic violence and sexual assault.

Pictured: Mike Whitaker, Operations Vice President: AL, Mike Olive, Regional Operations Director: AL, and Emily Goree, Customer Service Rep at our Ozark, AL branch.

Learn More About This Group

House of Ruth Southeast Alabama
Dothan, AL 36302
(334) 793-5214



Donation Made to Food For The Soul

Food For The Soul1st Franklin Financial Corporation has made a donation of $35,000 to Food For The Soul in Camden, SC. Each year, 1st Franklin Financial donates to deserving charities in and around their branch office communities.

How This Donation Helps

Food For the Soul (FFS) serves free home-cooked lunches four days a week to anyone in need. Since opening in December 2010, the establishment has been able to provide nearly 65,000 meals to residents of Kershaw County, averaging 50-75 meals per day.

Pictured: William Ashley, Branch Manager of our Sumter, SC branch, John Rice, Branch Manager of our Camden, SC branch, Jimmy Farmer, Food For the Soul’s Manager, Mable Brevard, Food For the Soul’s Kitchen Manager, Darlene Thomas, FFS Director, Gene Trader, Branch Manager of our Hartsville, SC branch, Vicki McLeod, Regional Operations Director: SC, Nikki Eagerton, Branch Manager of our Florence, SC branch, and Derial Ogburn of the S.C. Financial Services Association.

Learn More About This Group

Food For The Soul
110 E Dekalb St
Suite A
Camden, SC 29020
(803) 432-4771

Donation Made to Christ Central Ministries

Christ-Central-Ministries-OconeeRecently, 1st Franklin Financial Corporation made a donation of $30,000 to Christ Central Ministries Oconee (CCMO) in Oconee, SC. Each year, the company supports deserving local charities in and around their branch locations. .

How This Donation Helps

Christ Central Ministries is meeting the needs of the poor and disadvantaged in the community by first providing basic needs, such as food, clothing, and prayer. The ministry assists individuals in improving their clients’ lives, and the lives of their families, by providing teaching and training in areas needed for rehab and recovery support. This support includes aid in securing and retaining employment, help to stabilize their family, and the development of Christian character.

Pictured: Dale Palmer, Operations Vice President: SC, Brian McSwain, Regional Operations Director: SC, Ashley Williams, Director of CCMO, Tiffany Williams, Director of CCMO, Pat Elliott, CCMO board member, and Wendy Kennedy, CCMO board member.

Learn More About This Group

Christ Central Ministries Oconee (CCMO)

Walhalla Mission
205 S John St
Walhalla, SC 29691

Seneca Mission
106 N Walnut St
Seneca, SC 29678

Donation Made to Safe Harbor

safe-harborEach year, 1st Franklin Financial donates to deserving local charities in and around their branch offices communities.The company recently made a donation of $50,000 to Safe Harbor, in Madeville, LA.

How This Donation Helps

Safe Harbor is a non-profit, non-government agency in St. Tammany Parish serving women and children who are victims of domestic abuse. The agency provides a safe place to stay and a variety of critical support services ranging from crisis intervention, legal advocacy, playgroups, emotional support, and community-based referrals for kids.

Learn More About This Group

Safe Harbor
Mandeville, LA 70470
(985) 626-5740

Donation Made To The Sunshine House

1st Franklin Financial makes a donation to The Sunshine HouseRecently, 1st Franklin Financial Corporation made a donation of $30,000 to the Sunshine House Regional Children’s Advocacy Center. Each year, the company supports local charities in and around their branch office communities.

How This Donation Helps

The Sunshine House is devoted to the needs of children and families affected by abuse. The organization provides child abuse prevention programs, parenting education, and emotional support for their clients. The organization services a 21-county area from their location with forensic interviews, forensic medical exams, and victim advocacy services that can continue all the way through court trials.

Presenting the donation are Marc Thomas, Operations Vice President of South Georgia, Wanda Parham, Branch Manager at our Swainsboro, GA branch, and Joe Daniel, Regional Operations Director, GA.

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Sunshine House Regional Children’s Advocacy Center
328 W Main St
Swainsboro, GA 30401

Donation Made to Low Country Children’s Center

dee-nortons-low-country-childrens-centerRecently, 1st Franklin Financial Corporation made a donation of $35,000 to Dee Norton Low Country Childrens Center in Charleston, SC. 1st Franklin Financial donates each year to deserving local charities in and around their branch office communities.

How This Donation Helps

Dee Norton Low Country Children’s Center (DNLCC) has been helping children who have suffered from child abuse and trauma for 25 years, one child at a time. Children and families are provided a safe, child-friendly place to turn when there is a concern about abuse while receiving support and assistance such as forensic interviews, medical examinations and mental health assessments.

Pictured: Carole Swiecicki, DNLCC-Executive Director, Bill Greenleaf, Branch Manager of our Summerville, SC branch, Christine Greenleaf, Susan Dangerfield, Branch Manager of our North Charleston, SC branch, Laura Sumner, Branch Manager of our Moncks Corner, SC branch, Rich Corirossi and Beverly Hutchinson, LCC-Director of Marketing

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Dee Norton Low Country Children’s Center (DNLCC)
1061 King St
Charleston, SC 29403
(843) 723-3600

Donation Made To Juvenile Arthritis Foundation

1st Franklin Financial makes a donation to Juvenile Arthritis FoundationRecently, 1st Franklin Financial Corporation made a donation of $15,000 to the Juvenile Arthritis Foundation. Each year, the company supports deserving local charities in and around their branch office communities.

How This Donation Helps

The Juvenile Arthritis Foundation provides life-changing research to help Juvenile Arthritis sufferers while providing local education programs and resources for families. The group is actively involved supporting national health care policies that improve the quality of life for all juvenile arthritis patients.

Pictured with the group is Dena Vineyard, Customer Service Representative at the Dalton, GA branch and Mike Haynie, Executive Vice President, HR.

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Juvenile Arthritis Foundation
1355 Peachtree St NE, 6th Floor
Atlanta, GA 30309