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Personal Loans

For those everyday expenses that seem just out of reach, our loans start at $300. As the needs of our customers grow, so do our loans – up to $15,000.

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Debt Consolidation

Do you need to consolidate debt or catch up on bills? If so, let us help. Our fixed rates and manageable payments will provide the relief and structure to help you reach your goals.

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Premier Loans

Interested in updating your kitchen? Looking to put a down payment on a car? For those who qualify, check out our Premier Loans option.

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Hear from Our Customers

Navigating the ups and downs of life can be challenging, but no matter where you are on life’s journey, we’re here to help you chart a path and achieve your financial goals. At 1st Franklin Financial, we’ve been helping people do life since 1941, and that means providing customers the funds they need when they need them most.

We are known by many as the “Friendly Franklin Folks.” While this statement was said about us years ago, it is still true today. We have a goal to treat our customers as our friends and neighbors — because that’s exactly who they are to us. We work continually to help customers just like you find the right loan that matches your budget and your personal needs.

Hear from Our Customers

Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.