Senior Demand Notes

Flexible Investment Opportunity

1st Franklin Financial Senior Demand Notes are a flexible investment opportunity with a low minimum investment.  Senior Demand Notes offer unlimited purchases or redemptions. Senior Demand Notes are popular with individuals seeking short-term investments with competitive interest rates.  Key features include:
    • Money available anytime, without penalty
    • Optional check writing privilege
    • $25 minimum investment
    • $500 maintained balance (in Senior Demand Notes or other securities) for Senior Demand Notes with Checkwriting
    • Unlimited purchases and redemptions
    • Interest compounded daily
Our Senior Demand Notes are unsecured obligations and offers are made only by prospectus. Read the complete Senior Note Prospectus (GA Residents Only) now or contact us with any questions.

Senior Note Prospectus 

SDN Supplement (Updated Weekly)

SDN Prospectus Supplement (Dated March 30th, 2016)

SDN Prospectus Supplement (Dated May 13th, 2016)

SDN Prospectus Supplement (Dated August 15th, 2016)

SDN Prospectus Supplement (November 14th,2016)

Senior Demand Note*Senior Demand Note*

Our Senior Demand Note offerings are available at a minimum investment of $25.
Current rates for the week of December 8, 2016 through December 14, 2016

Daily Balance $1 –
$2,500 –
$10,000 –
$50,000 –
$100,000 &
Effective Yield(a) 1.26 1.26 1.51 1.51 1.51
Interest Rate 1.25 1.25 1.50 1.50 1.50
1st Franklin Financial Investment Center P: (706) 886-7571 or (800)-282-0709 Hours of Operation: Monday-Friday: 8:30am-5:00pm Saturday: 8:30am-12:00pm (Drive-thru Only)