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As of April 30, 2005, the resources of the Company were invested principally in loans which comprised 68% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income. The Company's corporate office is located in Toccoa,
Georgia at the following address: 1st FRANKLIN FINANCIAL CORPORATION Telephone: (706) 886-7571
st
Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans. The business is operated through 105 branch offices in Georgia, 33 in Alabama, 32 in South Carolina, 27 in Mississippi and 16 in Louisiana. At May 31, 2005, the Company had 959 employees.
213 East Tugalo Street
P.O. Box 880
Toccoa, Georgia 30577
Toll Free (for Georgia only): 1-(800)-282-0709
Fax: (706) 886-7953
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