[ Introduction | Mission Statement ]

1st Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans.  The business is operated through 108 branches in Georgia, 41 in South Carolina, 39 in Alabama, 31 in Mississippi, 19 in Louisiana and 5 in Tennessee.  At February 29, 2008, the Company had 1,080 employees.           

As of February 28, 2008, the resources of the Company were invested in principally in loans which comprised 67% of the Company’s assets.The majority of the Company’s revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

The majority of the Company’s revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

1st Franklin Financial Corporation will provide equal employment opportunities for all persons regardless of race, color, national origin, creed, religion, sex, age, handicapping condition, or political affiliation.  This is in keeping with Title VII of the Civil Rights Act of 1964 as amended, Executive Order 11246, the Rehabilitation Act of 1973, the Civil Rights Restoration Act of 1988, the Americans with Disabilities Act of 1990, the Civil Rights Act of 1991, NC G.S. 126-16 and other applicable federal and State laws.

The Company's corporate offices are located in Toccoa, Georgia at the following address:

1st Franklin Financial Corporation
213 East Tugalo Street
P.O. Box 880
Toccoa, Georgia  30577

Telephone: (706) 886-7571
Toll Free (for Georgia only): 1-(800)-282-0709
Fax: (706) 886-7953

 

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