1^st Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans. As of June 30, 2010 the business was operated through 106 branch offices in Georgia, 39 in Alabama, 38 in South Carolina, 31 in Mississippi, 22 in Louisiana and 9 in Tennessee. Also on that date, the Company had 1,013 employees.

As of June 30, 2010 the resources of the Company were invested principally in loans which comprised  68% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

The Company's corporate office is located in Toccoa, Georgia at the following address:

1^st FRANKLIN FINANCIAL CORPORATION
135 East Tugalo Street
P.O. Box 880
Toccoa, Georgia  30577

Telephone: (706) 886-7571
Toll Free (for Georgia only): (800) 282-0709
Toll Free (all other): (800) 700-7943
Fax: (706) 886-7953 

Alabama Financial Services Association
American Financial Services Association
AFSA Education Foundation
Georgia Financial Services Association
Georgia Industrial Loan Association
Louisiana Finance Association

Mississippi Consumer Finance Association
National Installment Lenders Association
Renewal Financial
South Carolina Financial Services Association
Tennessee Finance Association