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Apply with just three easy steps!

Step 1

Complete Our Online Form

Filling out our online form is easy and can be done either on your desktop or mobile device.

Step 2

We'll Be In Touch

We will contact you within two business days to discuss your application.

Step 3

Approval Process

Final loan decisions are made at your local 1st Franklin branch and are based on a variety of factors.

Get Started!

Helping You Do Life

For over 75 years, we have been helping people “Do Life.” This may include helping with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While “doing life” can cost money, we are always here to help.

At 1st Franklin Financial, we offer loans anywhere from $300 – $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue to do what you like best in life!

Give us a call, visit one of our local branches or begin the online loan application today, and let our “Friendly Franklin Folks” help you discover the right personal loan for you.

Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.