Do you offer after hour approvals?

With the Decision Power and DEALS programs, you can submit credit applications over the weekend or after office hours, improving your customer service. Decision Power is available 17 hours a day, from 7:00 am to 12:00 am (EST & CST) and DEALS is available 24 hours a day 7 days a week.

What is the minimum/maximum amount that can be financed?

We offer financing on items from $300 to $10,000.


What do I do to get started?

It’s easy!  Simply call the location nearest you and one of our friendly staff will be happy to give you all the details.

Does the customer make payments at my location or the 1st Franklin’s location?

Customers will make their payments directly to 1st Franklin Financial relieving you of any work.  Customers can easily make payments online, at our location or through the mail. The choice is theirs.

How long does it take to get an approval?

Automated approvals are available and applications not instantly approved are referred to the local branch where it is reviewed carefully and discussed with you to provide the best possible service to you and your customer.

What type of items do you finance?

1st Franklin Financial finances all types of items including jewelry, furniture, appliances, lawn equipment, storage buildings, wheels and tires, computers, electronics and more!  Certain exclusions apply, so call the location nearest you for complete details.